NJ E-Wealth Account is a comprehensive online platform which empowers you to have access to your entirE-Wealth portfolio across Mutual Funds, Direct Equity, ETFs, IPOs, Bonds along with their current valuation, at a single place. You can buy, sell or switch investments simply through your computer or smart phone any time and from anywhere in the world. The transaction process is speedy, smooth and leaves no paper trail. 'Now never miss an opportunity to build your wealth because you were too far'
Getting started with E-Wealth account is very simple and quick
Open a Paperless E-Wealth Account in just an hour
Submit/upload the soft copy of required documents & authorise the account opening with ESIGN using Aadhaar.
Ready For Investment
Once the E-Wealth account is activated you will receive a Password on your registered e mail id by using that you can start investing.
Keep a track of your wealth
You can track all your wealth online anytime & from anywhere from your lap top or simply through a mobile application.
Rebalancing your portfolio.
In case you have subscribed to MARS, then you will be receiving suggestions for rebalancing your portfolio twice a year.
Being KYC Compliant is a must for E-Wealth account opening. Other documents required are:
PAN CARD & VALID BANK PROOF
To open a Paperless Account, we will need your Aadhar card copy for authorisation through OTP or biometric option
The Securities and Exchange Board of India (SEBI) has made it mandatory for all investors to be KYC-registered (Know Your Client). Hence we necessarily require our customers to be KYC compliant.
In case an investor is not kyc compliant, then he/she may apply for KYC registration along with E-Wealth account opening.
In such cases the documents required for KYC registration are:
VALID ADDRESS PROFF
Along with this we will need a BANK PROOF for registering your bank account with the E-Wealth account
As per SEBI guidelines, third party investment in mutual funds is prohibited, and in NJ E-Wealth account we can take investment only from the bank account registered with us in client's name. To ensure this, we require a cancelled cheque leaf with name pre-printed on it. If name does not appear on the cheque leaf, then cancelled cheque leaf along with one of the following documents are required:
A self-attested copy of your bank statement along with original bank seal
A self-attested copy of your bank passbook
Yes , NJ E-Wealth account is flexible enough wherein you are allowed to register and transact from multiple bank accounts. However, registration of all bank accounts should be in advance
Yes, you can start investing as soon as the account gets activated & password will be sent to your registered email id. The investment can be done using NET BANKING using NEFT/RTGS options
Yes, Once the E-Wealth account is activated, all investments will be made available for future transactions such as redemption / switch, provided the mode of holding of existing investment and E-Wealth account is the same
Yes, Switching investment AMC to AMC is a reality with NJ E-Wealth account. This USP allows you to switch out from the scheme which is currently not performing & invest in a better scheme irrespective of the AMC
Investors have multiple options for making payments for purchase transactions. The possible modes of payment are Net Banking, NEFT and RTGS, Auto Debit & ACH. Even Cheques are accepted favouring NJ INDIA INVEST PVT LTD in case client does not wish to use online payment options
As mentioned earlier, NJ E-Wealth account is an online platform, and we provide you a comprehensivE-Wealth report on client desk. However we will be sending the monthly statement on the registered e mail id.
Yes ! An investor can have multiple E-Wealth accounts, but
Number of maximum investors will be 3
Client can activate a number of E-Wealth accounts in different combinations of 3 holders
Mode of holding will be Single or Joint
However a holding pattern in an E-Wealth account cannot be used twice
Below are the list of entities eligible to open an E-Wealth account
Non Resident Individuals
Public limited companies
Pvt limited companies
Co operative societies
Registered / Unregistered Trusts
Annual maintenance charges are Rs.0.94 per day including service tax which will be collected at the anniversary of the account. There are no further charges apart from annual maintenance.
Instaa cash is a facility through which you can invest in a liquid fund for better returns compared to a saving account and get the comfort of any time money even on holidays.